For practitioners

Triglyceride to HDL ratio test: a guide for practitioners

The triglyceride to HDL ratio divides fasting triglycerides by HDL cholesterol, both in mmol/L, to give one number that tracks insulin resistance and atherogenic dyslipidaemia. Practitioners use it as a screening signal drawn from a standard lipid panel, and to track early response to diet and alcohol changes.

Build custom client panels
All client results in one dashboard
$99 Baseline Health Check
4,000+ collection centres for clients

Booking a test for yourself? See the consumer page for this test

Reference vs optimal range

Typical lab reference rangeVively optimal range
MenBelow 3.0 (molar ratio)Below 2.6
WomenBelow 2.2 (molar ratio)Below 1.7

Most labs do not print this ratio, so it is calculated from the client's triglyceride and HDL results; read each component against the range on the report (RCPA). The optimal cut-offs are targets for metabolic work, not diagnostic thresholds.

Why the optimal range sits there

Triglycerides and HDL move in opposite directions as insulin resistance develops. The liver exports more triglyceride-rich VLDL, and HDL is remodelled and cleared faster. Dividing one by the other amplifies that shared signal, which is why the ratio tracks insulin resistance and small, dense LDL more closely than either marker alone (Kosmas and colleagues, Diagnostics, 2023). Our optimal cut-offs of below 2.6 in men and below 1.7 in women sit under the reference cut-offs to flag that drift early. Women's cut-offs are lower because women carry higher HDL at the same level of metabolic risk. Much of the research, including McLaughlin and colleagues (Annals of Internal Medicine, 2003), reports the ratio from mg/dL values, so check units before comparing figures with overseas papers.

Reading the result

Patterns with other markers

PatternWhat it can point to
Ratio above optimal, fasting insulin above 10 mIU/LIs often seen with insulin resistance; HOMA-IR and waist measurement add weight to the picture.
See: Fasting Insulin, HOMA-IR
Ratio raised mainly by triglyceridesCan point to alcohol, refined carbohydrate or excess energy intake, or an unfasted sample; confirm the fast first.
See: Triglycerides
Ratio raised mainly by low HDLIs often seen with inactivity, smoking and central adiposity.
See: HDL Cholesterol
Raised ratio, LDL in range, ApoB above rangeCan point to more small LDL particles than the LDL cholesterol suggests.
See: Apolipoprotein B (ApoB), LDL Cholesterol
Raised ratio with raised ALT or GGTCan point to fatty liver.
See: ALT, GGT

What can skew the result

  • A non-fasting sample, which raises triglycerides and the ratio.
  • Alcohol in the 24 to 48 hours before collection.
  • Hypothyroidism, which can raise triglycerides; check TSH.
  • Oral oestrogen and the combined pill, which raise both triglycerides and HDL and blur the ratio.
  • Very high HDL from genetics or regular alcohol, which can flatter the ratio.
  • Ethnicity: the ratio predicts insulin resistance less well in some populations.

When to refer to the client's GP

  • Triglycerides above 5.6 mmol/L, whatever the ratio, given the rising risk of pancreatitis.
  • A raised ratio with fasting glucose 6.1 mmol/L or above, or HbA1c 42 mmol/mol or above.
  • A raised ratio with high blood pressure or early heart disease in the family, for absolute risk assessment.
  • Thirst, frequent urination or unexplained weight loss.

Using it in practice

Triglycerides respond within weeks to less alcohol, fewer refined carbohydrates and added sugars, and more whole foods, so the ratio is a useful early feedback marker. HDL moves more slowly, so expect most early change to come from the triglyceride side.

Frequently asked questions

Can a naturopath, nutritionist or dietitian get this ratio for a client through Vively?

Yes. It is calculated from the triglyceride and HDL results in the Baseline and Full Body Health Check, which you can add to a client's request on the Vively practitioner platform. A Vively doctor reviews and signs the request. Baseline markers can be Medicare-funded when a Vively GP issues the referral after a short telehealth consult with your client.

Why are the cut-offs lower for women?

Women have higher HDL on average at the same level of metabolic risk, so a given ratio means more in a woman. Our reference cut-offs are below 3.0 in men and below 2.2 in women, with optimal below 2.6 and below 1.7. Menopause, pregnancy and oral oestrogen all shift HDL and triglycerides, so read the ratio with the client's hormonal context.

Is the ratio as good as fasting insulin for insulin resistance?

No, it is a weaker proxy. Fasting insulin and HOMA-IR measure the insulin response directly, while the ratio infers it from lipids and is affected by alcohol, oestrogen, ethnicity and genetics. Use the ratio as a screening signal and for trend, and confirm with fasting insulin when it is raised.

References

  • McLaughlin T, Abbasi F, Cheal K, et al. Use of metabolic markers to identify overweight individuals who are insulin resistant. Annals of Internal Medicine. 2003.
  • Kosmas CE, Rodriguez Polanco S, Bousvarou MD, et al. The triglyceride/high-density lipoprotein cholesterol (TG/HDL-C) ratio as a risk marker for metabolic syndrome and cardiovascular disease. Diagnostics. 2023.
  • Royal College of Pathologists of Australasia. RCPA Manual: Lipids.
  • Pathology Tests Explained. Triglycerides.
500+
Clinics and practitioners
30,000+
Clients supported
4,000+
Collection centres nationwide
4.7/5
ProductReview rating
"It is frustrating when clients come back from their GPs with only half of what I need! This makes the whole process much easier."
Clinical nutritionist, Vively practitioner pilot
Who can join

Built for verified Australian practitioners

Vively practitioner accounts are free. We check every application before access is granted, usually within 2 to 3 business days. You will need your professional body and your registration or membership number.

We accept members of:

  • Australian Traditional Medicine Society (ATMS)
  • Naturopaths and Herbalists Association of Australia (NHAA)
  • Australian Natural Therapists Association (ANTA)
  • Dietitians Australia (Accredited Practising Dietitians)
  • Nutrition Society of Australia (Registered Nutritionists)
  • Complementary Medicine Association (CMA)
  • Ahpra-registered practitioners, including GPs and nurse practitioners