Vively/Health guides

Cholesterol Levels by Age: Women and Men in Australia

Short answer

Among 6,161 Vively members, median total cholesterol rose with age in women, from 4.5 mmol/L at 18 to 29 to 5.7 at 60 and over. In men it rose from 4.6 to 5.2 by their 40s, then levelled off. After 50, women overtook men: at 60 and over, 42% of women had an LDL above 3.5 mmol/L, against 37% of men.

Medically reviewed by Dr Michelle Woolhouse, Vively Medical Director

Cholesterol tends to rise through adult life, and the pattern differs between women and men. Men's levels climb earlier. Women's stay lower until around menopause, then rise faster and end up higher.

This guide shows total cholesterol, LDL and HDL by age and sex from the first blood test of 6,161 Vively members, next to the ranges Australian labs use and the Vively optimal ranges, so you can see where a result sits and what usually moves it.

Total cholesterol, LDL, HDL, non-HDL and triglycerides are all in the Baseline Health Check, read with your HbA1c, insulin and liver markers.

Vively member data
Vively member data
Cholesterol in Vively women by age

Median and middle 50% (in brackets) for total cholesterol, LDL and HDL, and the share with LDL above 3.5 mmol/L. 3,840 women.

AgeWomenTotal cholesterol (mmol/L)LDL (mmol/L)LDL above 3.5HDL (mmol/L)
18 to 292704.5 (4.0 to 5.1)2.5 (2.1 to 3.0)10%1.6 (1.4 to 1.9)
30 to 391,0054.7 (4.2 to 5.3)2.6 (2.2 to 3.2)14%1.6 (1.4 to 1.9)
40 to 491,1805.0 (4.5 to 5.6)2.8 (2.4 to 3.4)22%1.7 (1.4 to 1.9)
50 to 598795.5 (4.8 to 6.2)3.2 (2.6 to 3.8)38%1.7 (1.4 to 2.0)
60 and over5065.7 (4.9 to 6.5)3.3 (2.8 to 4.1)42%1.7 (1.5 to 2.0)

Range used in the Vively app: total cholesterol 3.6 to 5.6 mmol/L (Vively optimal 3.9 to 4.9), LDL up to 3.5 (Vively optimal 1.7 to 2.5), HDL above 1.0 (Vively optimal 1.2 to 3.0). Labs set their own ranges, so check the range on your report.

Vively members’ first blood test, January 2024 to October 2026 (3,840 women). Each age group has at least 50 members. How we got these numbers.

Vively member data
Cholesterol in Vively men by age

Median and middle 50% (in brackets) for total cholesterol, LDL and HDL, and the share with LDL above 3.5 mmol/L. 2,321 men.

AgeMenTotal cholesterol (mmol/L)LDL (mmol/L)LDL above 3.5HDL (mmol/L)
18 to 292674.6 (4.0 to 5.2)2.7 (2.3 to 3.3)17%1.4 (1.2 to 1.6)
30 to 396594.9 (4.3 to 5.5)3.0 (2.5 to 3.6)26%1.4 (1.2 to 1.6)
40 to 497115.2 (4.5 to 5.9)3.2 (2.6 to 3.9)37%1.3 (1.1 to 1.6)
50 to 594175.2 (4.4 to 6.1)3.2 (2.6 to 4.0)40%1.4 (1.1 to 1.6)
60 and over2675.1 (4.4 to 5.9)3.2 (2.4 to 3.8)37%1.4 (1.2 to 1.7)

Range used in the Vively app: total cholesterol 3.6 to 5.6 mmol/L (Vively optimal 3.9 to 4.9), LDL up to 3.5 (Vively optimal 1.7 to 2.5), HDL above 1.0 (Vively optimal 1.0 to 2.5). Labs set their own ranges, so check the range on your report.

Vively members’ first blood test, January 2024 to October 2026 (2,321 men). Each age group has at least 50 members. How we got these numbers.

Vively member data
Higher cholesterol by age and sex

Women’s LDL rose most after 50. At 60 and over, more women (42%) than men (37%) had an LDL above 3.5 mmol/L.

See the numbers as a table

% with LDL above 3.5 mmol/L

WomenMen
18 to 2910% (n=268)17% (n=264)
30 to 3914% (n=996)26% (n=651)
40 to 4922% (n=1,172)37% (n=699)
50 to 5938% (n=871)40% (n=413)
60+42% (n=499)37% (n=260)

% with LDL above 2.5 mmol/L (the Vively optimal limit)

WomenMen
18 to 2948% (n=268)59% (n=264)
30 to 3955% (n=996)72% (n=651)
40 to 4966% (n=1,172)77% (n=699)
50 to 5979% (n=871)76% (n=413)
60+82% (n=499)70% (n=260)

% with total cholesterol above 5.5 mmol/L

WomenMen
18 to 2913% (n=270)15% (n=267)
30 to 3918% (n=1,005)25% (n=659)
40 to 4926% (n=1,180)36% (n=711)
50 to 5945% (n=879)42% (n=417)
60+56% (n=506)37% (n=267)

Vively members’ first blood test, January 2024 to October 2026. Each group has at least 50 members. How we got these numbers.

Vively member data
LDL cholesterol by age, women and men

Median LDL rose steadily in women, from 2.5 to 3.3 mmol/L, and passed men’s after 50. In men it reached 3.2 by the 40s and stayed there. The line is the median at each age. The darker band is the middle 50%, the lighter band the middle 90% of members. The dotted line is the median for the other sex. 6,093 members.

See the numbers as a table
Group (mmol/L)Members5th10th25thMedian75th90th95th
Women 18 to 292681.51.72.02.53.03.53.8
Women 30 to 399961.71.92.22.63.23.74.1
Women 40 to 491,1721.82.02.42.83.44.04.4
Women 50 to 598711.92.12.63.23.84.55.0
Women 60+4991.72.12.83.34.14.95.3
Men 18 to 292641.81.92.32.73.33.84.2
Men 30 to 396511.92.12.53.03.64.34.7
Men 40 to 496991.82.12.63.23.94.54.9
Men 50 to 594131.62.02.63.24.04.75.3
Men 60+2601.41.72.43.23.84.55.1

Vively members’ first blood test, January 2024 to October 2026 (6,093 members). Each age group has at least 50 members. How we got these numbers.

Vively member data
How your LDL compares

Type your LDL cholesterol to see where it sits among Vively members of your sex and age.

See the numbers as a table
Group (mmol/L)Members5th10th25thMedian75th90th95th
Women 18 to 292681.51.72.02.53.03.53.8
Women 30 to 399961.71.92.22.63.23.74.1
Women 40 to 491,1721.82.02.42.83.44.04.4
Women 50 to 598711.92.12.63.23.84.55.0
Women 60+4991.72.12.83.34.14.95.3
Men 18 to 292641.81.92.32.73.33.84.2
Men 30 to 396511.92.12.53.03.64.34.7
Men 40 to 496991.82.12.63.23.94.54.9
Men 50 to 594131.62.02.63.24.04.75.3
Men 60+2601.41.72.43.23.84.55.1

Vively members’ first blood test, January 2024 to October 2026 (6,093 members). Each age group has at least 50 members. How we got these numbers.

Vively member data
How your total cholesterol compares

Type your total cholesterol to see where it sits among Vively members of your sex and age.

See the numbers as a table
Group (mmol/L)Members5th10th25thMedian75th90th95th
Women 18 to 292703.43.64.04.55.15.66.2
Women 30 to 391,0053.63.84.24.75.35.96.2
Women 40 to 491,1803.84.14.55.05.66.26.6
Women 50 to 598793.94.34.85.56.26.87.3
Women 60+5063.84.34.95.76.57.47.9
Men 18 to 292673.53.64.04.65.25.76.2
Men 30 to 396593.53.84.34.95.56.36.8
Men 40 to 497113.63.94.55.25.96.67.1
Men 50 to 594173.43.84.45.26.16.97.5
Men 60+2673.23.64.45.15.96.97.4

Vively members’ first blood test, January 2024 to October 2026 (6,161 members). Each age group has at least 50 members. How we got these numbers.

These are Vively members who chose to have a blood test, so they may not represent all Australians. We don’t know who was taking cholesterol-lowering medicine. A member median is not a target or a normal range.

Cholesterol levels by age and sex

In women, median total cholesterol went from 4.5 mmol/L at 18 to 29, to 5.0 in their 40s, then 5.5 in their 50s and 5.7 at 60 and over. Median LDL followed the same path, from 2.5 to 3.3 mmol/L. The share of women with an LDL above 3.5 mmol/L went from 10% under 30 to 22% in their 40s and 42% at 60 and over.

In men, cholesterol rose earlier and then held steady. Median total cholesterol went from 4.6 mmol/L under 30 to 5.2 in their 40s and 50s, and median LDL from 2.7 to 3.2 mmol/L. About 4 in 10 men aged 40 and over had an LDL above 3.5 mmol/L.

HDL, the "good" cholesterol, barely changed with age. Women's median sat at 1.6 to 1.7 mmol/L and men's at 1.3 to 1.4 mmol/L in every age group. HDL below 1.0 mmol/L was rare in women (about 1%) and affected 5% to 8% of men.

Against the tighter Vively optimal range for LDL (1.7 to 2.5 mmol/L), most members sat above it from their 30s on: 55% of women and 72% of men in their 30s, and 82% of women at 60 and over.

Normal cholesterol levels in Australia

Each lab sets its own reference range, so read your result against the range printed on your report. The ranges used in the Vively app are:

Range used in the Vively appVively optimal range
Total cholesterol3.6 to 5.6 mmol/L3.9 to 4.9 mmol/L
LDL cholesterolUp to 3.5 mmol/L1.7 to 2.5 mmol/L
HDL cholesterolAbove 1.0 mmol/LWomen 1.2 to 3.0, men 1.0 to 2.5 mmol/L
Non-HDL cholesterolUp to 3.4 mmol/LBelow 3.0 mmol/L
Non-HDL as a share of total cholesterolNo set rangeBelow 0.80
Triglycerides0.5 to 2.1 mmol/L0.5 to 1.2 mmol/L

There is no single "normal" cholesterol for your age. Australia's 2023 guideline for heart risk asks doctors to look at your overall chance of a heart attack or stroke in the next five years, using age, sex, blood pressure, smoking, diabetes and cholesterol together. A level that needs no treatment in one person can need treatment in another.

The Vively optimal ranges are tighter than lab limits. They are what we aim for to support long-term heart and metabolic health. They are not diagnostic cut-offs or treatment targets.

Why women's cholesterol rises after 50

Oestrogen helps the liver clear LDL from the blood. As oestrogen falls around menopause, LDL and total cholesterol tend to rise, often within a few years. In our data, women's median LDL went from 2.8 mmol/L in their 40s to 3.2 in their 50s, the biggest jump of any age step for either sex.

Age alone doesn't explain it. Among Vively women aged 45 to 55, 40% of those past menopause had an LDL above 3.5 mmol/L, against 24% of those in perimenopause (314 and 506 women). Our data story on cholesterol after menopause has the full comparison, and our perimenopause blood test guide covers what to test through that change.

Why men's cholesterol rises earlier

Men's LDL rose fastest between their 20s and 40s. Weight gain around the middle, less activity and a diet higher in saturated fat all tend to push LDL up in these years. Men also had lower HDL at every age, which is one reason a man's heart risk usually starts climbing earlier than a woman's.

What raises cholesterol

  • Genes. Familial hypercholesterolaemia (FH) affects about 1 in 250 Australians and causes a high LDL from childhood, often 5 mmol/L or more in adults. A parent, brother or sister with heart disease before 55 (men) or 60 (women) is a reason to ask your GP about it.
  • Saturated and trans fat. Fatty meat, butter, cream, coconut oil, pastries and many takeaway foods raise LDL more than dietary cholesterol does.
  • Weight and activity. Extra weight around the middle and little exercise tend to raise LDL and triglycerides and lower HDL.
  • Other conditions. An underactive thyroid, type 2 diabetes, kidney disease and some liver conditions can raise cholesterol, so a high result is read with your TSH, HbA1c and kidney and liver markers.
  • Some medicines. Some steroids, retinoids, diuretics and HIV medicines can raise cholesterol.
  • Pregnancy. Cholesterol rises naturally in pregnancy, so results during pregnancy aren't compared with the usual ranges.

Do you need to fast? Not for total cholesterol, LDL or HDL. Fasting mainly affects triglycerides. The Baseline Health Check is a fasting test because of glucose, insulin and triglycerides, so fast overnight.

HDL: why higher isn't always better

HDL helps carry cholesterol back to the liver, and a low HDL goes with higher heart risk. Very high HDL doesn't add protection. In a Danish study of 116,508 adults, death rates were lowest with HDL around 1.9 mmol/L in men and 2.4 mmol/L in women, and rose again at very high levels. That is why the Vively optimal range for HDL has an upper limit (1.0 to 2.5 mmol/L for men, 1.2 to 3.0 for women). Fewer than 1% of Vively members sat above it.

Non-HDL cholesterol and the non-HDL share

Non-HDL cholesterol is your total cholesterol minus HDL. It counts every particle that can build up in artery walls, including those that carry triglycerides, so it is useful when triglycerides are high.

Dividing non-HDL by total cholesterol shows how much of your cholesterol is in these particles. The Vively optimal is below 0.80. In Vively members, a result of 0.80 or above was uncommon in women (3% to 7%) and more common in men, reaching 18% of men in their 40s.

Is a total cholesterol of 6 or an LDL of 3.5 high?

A total cholesterol of 6.0 mmol/L is above the range used in the Vively app (up to 5.6) and above the 5.5 that many Australian labs flag. In Vively members, 56% of women and 37% of men aged 60 and over had a total cholesterol above 5.5, so it is common, but it still adds to long-term heart risk.

An LDL of 3.5 mmol/L is at the top of the range used in the Vively app and above the Vively optimal of 1.7 to 2.5. Whether it needs treatment depends on your overall heart risk, which your GP can work out. An LDL of 5.0 mmol/L or more is high enough to look for a genetic cause.

How cholesterol fits with your other results

PatternWhat it can mean
High LDL, normal triglycerides and HDLOften diet or genes. Very high LDL can point to familial hypercholesterolaemia
High triglycerides, low HDL, raised HbA1c or HOMA-IROften linked to insulin resistance. See the TG/HDL ratio
High LDL with a raised TSHAn underactive thyroid can raise cholesterol. Needs GP review
Normal LDL, high ApoBMore small LDL particles than the LDL number suggests
Any LDL, high lipoprotein(a)An inherited risk factor that lifestyle doesn't change. Worth knowing once

How to support healthy cholesterol

Lifestyle changes can lower LDL, often by about 10% to 20%, and they work best combined.

  • Swap saturated fat for unsaturated fat. Use olive or canola oil, eat more nuts, seeds and oily fish, and choose leaner meat.
  • Eat more soluble fibre. Oats, barley, legumes and psyllium may help lower LDL. See how soluble fibre works.
  • Move most days. Regular exercise can lower triglycerides and raise HDL a little.
  • Work on weight around the middle if you carry extra. It can improve triglycerides and HDL in particular.
  • Limit alcohol. Alcohol raises triglycerides.

Retest about three months after a change, so you're comparing like with like. If your heart risk is high or your LDL is very high, lifestyle changes may not be enough on their own, and your GP may talk to you about medicine.

When to see your GP

See your GP if your LDL is 5.0 mmol/L or more, your total cholesterol is 7.5 mmol/L or more, a close relative had heart disease young, or you have other risk factors such as diabetes, high blood pressure or smoking. Australian guidelines recommend a heart risk check from age 45, or from 30 for Aboriginal and Torres Strait Islander people. Vively doesn't diagnose, manage or treat high cholesterol or heart disease. If you're concerned about a result, speak with your GP.

Testing cholesterol with Vively

Total cholesterol, LDL, HDL, non-HDL and triglycerides are in the Baseline Health Check, with HbA1c, fasting insulin, HOMA-IR, TSH and liver and kidney markers. A GP from our network signs your request after a short telehealth consult, so you don't need to visit your own GP first. You have one blood draw at one of our 3,700+ partner collection centres, and your results arrive in the Vively app, usually within a few days. A Vively practitioner reads your cholesterol with your metabolic markers, and members have a targeted re-test after 3 months. Get your Baseline Health Check.

Vively app result screen showing an LDL cholesterol of 2.3 mmol/L in the optimal range, with the reference range and a plain-English explanation
Example screen with illustrative data, not a real member's result.

Frequently asked questions

What is a normal cholesterol level for my age?

There's no age-specific normal on Australian lab reports: labs use the same range for every adult, often total cholesterol up to 5.5 mmol/L and LDL up to 3.5. Among Vively members, median total cholesterol rose from 4.5 mmol/L in women under 30 to 5.7 at 60 and over, and from 4.6 to 5.2 in men by their 40s.

What is a normal cholesterol level for a woman?

The range used in the Vively app is total cholesterol 3.6 to 5.6 mmol/L, LDL up to 3.5 and HDL above 1.0. Among 3,840 Vively women, median total cholesterol was 4.5 to 5.0 mmol/L under 50 and 5.5 to 5.7 after 50. The Vively optimal range for HDL in women is 1.2 to 3.0 mmol/L.

What is a normal cholesterol level for a man?

The same lab ranges apply to men. Among 2,321 Vively men, median total cholesterol was 4.6 mmol/L under 30 and 5.1 to 5.2 from their 40s on, and median HDL was 1.3 to 1.4 mmol/L. The Vively optimal range for HDL in men is 1.0 to 2.5 mmol/L.

Does cholesterol go up with age?

Yes, for most adults. In Vively members, women's median LDL rose from 2.5 mmol/L under 30 to 3.3 at 60 and over, with the biggest rise around menopause. Men's LDL rose from 2.7 to 3.2 mmol/L by their 40s and then held steady.

Is a total cholesterol of 6 high?

Yes. A total cholesterol of 6.0 mmol/L is above the range most Australian labs use, though it is common: 56% of Vively women aged 60 and over were above 5.5. What it means for you depends on your LDL, HDL and overall heart risk, which your GP can work out.

Do I need to fast for a cholesterol test?

No. Total cholesterol, LDL and HDL change very little after eating. Triglycerides rise after a meal, so some tests ask you to fast. The Baseline Health Check is a fasting test because it also measures glucose, insulin and triglycerides.

References

  • Commonwealth of Australia. Australian guideline for assessing and managing cardiovascular disease risk. 2023. https://www.cvdcheck.org.au
  • Heart Foundation. Blood cholesterol. https://www.heartfoundation.org.au
  • Madsen CM, Varbo A, Nordestgaard BG. Extreme high high-density lipoprotein cholesterol is paradoxically associated with high mortality in men and women: two prospective cohort studies. European Heart Journal. 2017;38(32):2478-2486.
  • Nordestgaard BG, Langsted A, Mora S, et al. Fasting is not routinely required for determination of a lipid profile. European Heart Journal. 2016;37(25):1944-1958.
  • Watts GF, Sullivan DR, Hare DL, et al. Integrated guidance for enhancing the care of familial hypercholesterolaemia in Australia. Heart, Lung and Circulation. 2021;30(3):324-349.
  • Royal College of Pathologists of Australasia. Lipid studies. RCPA Manual. https://www.rcpa.edu.au/Manuals/RCPA-Manual
Medically reviewed by Dr Michelle Woolhouse, Vively Medical Director
Last updated
October 21, 2026

Vively supports preventative health and health optimisation. It does not replace your GP, emergency care or specialist medical advice.